Making money with Canva is easier than you think! Canva is an online design platform that allows you to create professional-looking graphics for a variety of uses. Whether you’re a budding entrepreneur or a seasoned professional, there are plenty of ways to make money with Canva.
One of the most obvious ways to make money with Canva is to offer graphic design services. If you’re comfortable with graphic design and have a portfolio of work that you can showcase, you can create a profile on a freelancing platform such as Upwork or Fiverr. You can also create a portfolio on your own website or blog and offer your services directly to potential clients.
Another way to make cash with Canva is to create and sell digital products. You can create digital products such as ebooks, stock photos, templates, and more. You can list them for sale on your own website or on sites such as Etsy. You can also create logos, flyers, and other graphics for companies and organizations and charge a fee for the service.
You can also monetize your existing content by creating graphics to accompany your blog posts or social media posts. For example, you can create an infographic from a blog post or create a nice graphic to accompany a tweet. You can also create graphics for sponsored posts, which will help you make money from your content.
You can also make money with Canva by teaching others how to use the platform. If you’re experienced with Canva, you can create an online course and sell it to people who want to learn the basics or more advanced techniques. You can also offer one-on-one coaching sessions or workshops.
Finally, you can also make money with Canva by reselling templates. You can purchase templates from Canva and then sell them to other people who need a quick, easy, and affordable way to create graphics.
As you can see, there are plenty of ways to make money with Canva. Whether you want to offer graphic design services, create and sell digital products, monetize your content, teach others how to use the platform, or resell templates, you can make money with Canva.
Are you looking for the best Amazon buys? Look no further! This article provides a comprehensive overview of the top deals available on Amazon right now.
We’ve searched through thousands of deals to bring you the best of the best. From discounted electronics to fashion apparel, we’ve got something for everyone. So, without further ado, let’s dive into the top deals currently available on Amazon!
Electronics
Starting off our list are discounts on electronics. If you’re in the market for a new laptop, Amazon has you covered. From gaming laptops to Chromebooks, you’ll find a great selection of discounted laptops. Additionally, Amazon is currently offering discounts on a wide range of tablets, phones, and accessories. Next, check out deals on home and kitchen.
Home and Kitchen
In the home and kitchen department, Amazon is offering great deals on small and large appliances. From coffee makers to toasters, you’ll find plenty of discounted items to make your life easier. Additionally, Amazon is offering best Amazon buys on a variety of cookware and kitchenware, making it easy to upgrade your kitchen. Continue below with some fashion buys.
Fashion
For the fashion-savvy, Amazon is offering discounts on apparel and accessories. From dresses to shoes and jewelry, you’ll find plenty of discounted options to choose from. Additionally, Amazon is currently offering discounts on a wide range of beauty and grooming products.
Books, Movies, Music
Finally, Amazon is offering discounts on a range of books, movies, and music. Whether you’re looking for the latest bestseller or a classic movie, you’ll find plenty of discounted options.
These are just a few of the best Amazon buys available. Be sure to check out the website for the full selection of discounted items. With so many deals to choose from, you’re sure to find something that fits your needs. Happy shopping! Make sure to come back daily and check all the updated deals. You never know what you will find!
How to make money with FOREX trading? “Which Forex pair and time frame is best to trade” is the frequently asked question and I want do give you the DEFINITE ANSWER in this email.
Are you expecting that I am going to say something like EUR/USD on 5-minute time frame or GBP/USD on daily…? No, it is not so simple, but SIMPLE ENOUGH we can figure it out!
The “PROBLEM” is that markets change over time. If GBP/USD was a well trending currency pair a few years ago, today it is another one.
I actually want to let you know about a SPECIAL TOOL that I use to find the BEST TRENDING PAIRS among all the Forex pairs.
The software scans 34 Forex pairs on all time frames from minute to monthly. This way you pick the best trending pair and time frame at the current time. Now, you don’t have to guess how to make money with forex trading.
The system is running on our powerful computers, so you have nothing to download and install. Just join in and start using it within a FEW MINUTES! Get it on the link below:
It is a mobile app you can download that invests your spare change. The app is tied to your bank account and credit cards and rounds up your daily purchases and invests the change into a portfolio of diversified ETFs. It is ideal for young, new investors that are worried about huge fees and initial investment buy ins. You can start with as little as $5.
It costs about $15 a year if <$5000 invested then .275% beyond that.
Setup is easy.
Download the app and create an account.
Complete your profile.
Link you bank accounts and credit cards.
Select your portfolio type (conservative to aggressive)
Let the app invest your “round ups” and any recurring investments you set. You can also do any “one time” investments as well.
Here is screenshot of the “aggressive” portfolio:
Some sample round ups (notice you can set multipliers to your roundups, mine is X2):
Performance over time (16.03% return):
Conclusion:
I think Acorns is a great app for beginning investors that want to start small and have a fairly set it and forget it solution. The minimal fees are nothing considering the return and the great dividends.
Benefits:
Ability to start investing with limited funds. No huge upfront deposit needed.
Small fees when considering the dividends more than 5x cover the fees.
Invest any time, any amount without a fee. Some companies like Vanguard, Fidelity charge you per trade.
Setup recurring investments so you meet your goals passively.
Newsletter that actually has sound advice and interviews.
Everyone needs financial advice at some point. Follow these financial tips to get started in the right direction.
1.Max your 401k or other employee contribution OR at least enough to get your employer’s maximum match. Don’t throw away free money. This can be thousands of dollars you are leaving on the table.
a. Know where your money is invested in your 401k (common stocks, bonds, international stocks, etc.). Choosing the wrong investments can lose you 1000s of dollars. Also if you are not checking your ira with https://www.sofi.com/roth-ira-calculator/, you might not get as much money as you have been getting.
2. Get inexpensive, well-diversified mutual funds such as those in Vanguard (VTSAX). If you can’t invest a lot, start here.
This app (get $5 just for signing up) allows you to invest small amounts to grow wealth over time. It even has a cool recurring investment feature where you can invest an X amount from your account every day/week/month. Set it and forget it. Fees are low as well.
See below how I used this app to invest a good amount with a good return in a few short years:
3. Save 20% of what you make. A large income does not equal wealth. Wealth is what you save, not what you spend or buy. The next financial tip is very important.
4. If you have credit cards, always pay in full every month. I only have debit cards.
5. Buy used cars in ca$h. The certified used cars these days are solid and cost a lot less. You save paying less for a used car AND no interest charges for a car loan.
6. Max out tax-advantaged vehicles like Roth, SEP and 529s.
7. Make sure you know your fees. High fees can eat away at your investment earnings. Avoid actively managed funds.
8. Only choose a fiduciary as a financial advisor.
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters…
Use it for yourself or give it as a gift (makes a great wedding gift).
-a slightly irreverent, straightforward guide to investing for everyone. The book offers sound, practical advice, no matter what your age or net worth.
-In Retire Inspired, Chris Hogan teaches that retirement isn’t an age; it’s a financial number an amount you need to live the life in retirement that you’ve always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there.
10. Read these other sources and stay educated and gain valuable financial tips. (Money Magazine, Business Insider, Kiplingers, Money Mustache, Bogleheads, The Penny Hoarder). These give investing, business and saving advice.
11. Learn what opportunity cost is and think about this in everything you purchase. It’s defined as “the loss of potential gain from other alternatives when one alternative is chosen”. For example, if you choose to buy a Michael Kors purse for $700, that is $700 that is gone forever. It cannot be invested or saved.
12. Do a monthly budget. Set average projected expenses and try to stay in those boundaries. Try to make saving and investing more joyful than spending. EveryDollar is a great tool.
13. Acquire some passive income streams. Make your money work for you by working smarter, not harder. The average millionaire has 5+ income streams.
14. Try to understand taxes as much as possible. Do taxes yourself for as long as possible (or find a good CPA). People who don’t understand the tax system never become wealthy because they don’t realize that a major way to lose money is through taxes.
15. Understand the power of compound interest. Wealth is like a snowball that starts small for a while but sooner or later will hit an inflection point leading to big gains. Knowing this early can be better than any financial tip anyone can give you!
When you get depressed that your friends in the neighborhood appear “wealthy” because they are driving luxury cars and living in 5000 sq. foot houses, remember this calculator and never forget it. For example, if you chose to save $30,000 buying a reasonable car such as a Honda as opposed to a luxury car and invested that money, with a 7% interest rate and growing over 20 years, you would have $116,090.53. Click on image to use the calculator and play with some numbers.
16. Keep ALL of your receipts and know the deadlines of when you can return purchases. I used to lose a lot of money being unorganized. Some stores will only give you store credit or significantly much lower than what you paid without a receipt.
17. Don’t donate to everyone and your mother. I see people donating to every cause possible when they can barely afford to pay their own bills. Donate when you can and as much as you think you can. Nowadays, almost every major retailer tries to get a donation form you as you checkout. I just say “no thanks”. This could be thousands of dollars that you could save and invest. I am not saying to not be generous, but be generous when you can afford it and give to a cause you believe in.
18. Sign up for rewards programs and/or store debit cards with stores you visit frequently. You can get discounts, coupons and other special perks. My favorite is the Target RED card. You can get the credit or debit card. I have the debit card which saves me 5% on everything I purchase and it comes right out of my checking account. It’s secure and you even get discounts on sale items. Apply for yours here.
Benefits:
5% off everything in store and online. This can add up quickly if you shop at Target a lot.
Free shipping on all online orders.
Custom offers for what you usually shop for. Coupons for stuff you buy.
Special promotions only for RED card holders like early Black Friday deals.
19. Avoid late fees on your bills. The easy solution is to setup auto-pay from your bank account. This will save you time and money.
20. Move. If you live in a high cost of living area, a lot of your money is going to housing, utilities and food. That can be $1000s of dollars that could be invested. Be smart about where you live.
Hope you found these financial tips useful. Now, put them into action and create a great life for yourself!
Final thoughts from a video by MJ Harris:
SHARE this if you enjoyed it and know someone who could learn from it.
What is your advice for financial security? COMMENT below.
You finally got your dream car or at least your first car. But, before you can take road trips or hang out with friends and create amazing memories, you’ll need car insurance. Here are some great ways to get the lowest car insurance rates:
If you are switching policies, make sure you are completely covered at all times. If you let your insurance coverage lapse by forgetting to make the premium payments, your rates are likely to be increased.
3. Maintain Good Credit Insurance companies typically check your credit score when determining your insurance rates because they have found a correlation between bad credit and the likelihood of making a claim
4. Drive Less Many companies offer a low-mileage discount for drivers who have a short commute or drive few miles each year.
5. Request a High Deductible One of the easiest ways to reduce your car insurance premiums is to increase your deductible. Just make sure you have the funds to pay the deductible if you get in an accident.
6. Claim all Your Discounts If your car has extra anti-theft or safety features such as anti-lock brakes, most insurance companies will give you a discount on your premiums. You may also be eligible for a discount if you have taken a defensive driving class or, if you are a student, you have good grades
7. Drive Safely Of course you should drive carefully to avoid accidents and tickets anyway, but bad driving can also raise your insurance rates or even lead to a nonrenewal of your policy. While too many speeding tickets can cause a problem, causing an accident will typically raise your insurance costs by as much as 40%.
8. Consider Moving While this may be a bit drastic, auto insurance rates vary widely from one location to another because of the likelihood of an accident or a theft. In general, car insurance rates are lower in rural areas, so you may want to look into the potential for higher or lower insurance rates if you are thinking of moving.
9. Work with One Insurance Company After you shop around for insurance rates, choose one company for all your insurance needs. Most offer a discount for combining car and homeowners or renters insurance with one provider.
10. Lower Your Coverage The Insurance Information Institute (III) suggests dropping collision and/or comprehensive insurance on older cars to save money. As a rule of thumb, III says that if your car is worth less than 10 times the premium, it may make sense to drop that coverage.
Conclusion
The important thing to recognize is that car insurance should be customized to meet your needs. Consulting with an insurance agent can be the best way to make sure you are taking advantage of every possible discount and that you and your car are still adequately covered.
Although having a million bucks isn’t as impressive as it once was, it’s still nothing to sneeze at.
In fact, Reuters reports that in 2009 there are 7.8 million millionaires in the United States. That’s a lot of people and the odds are one or two of them are living near you.
Heck, one of them might even be your neighbor. In fact, the odds are very good that it is your neighbor.
But, Len, you don’t know my neighbor. That guy doesn’t look anything like a millionaire.
Well, guess what? A millionaire who is truly financially savvy won’t be easily recognizable.
1. He always spends less than he earns. In fact his mantra is, over the long run, you’re better off if you strive to be anonymously rich rather than deceptively poor.
2. He knows that patience is a virtue. The odds are you won’t become a millionaire overnight. If you’re like him, your wealth will be accumulated gradually by diligently saving your money over multiple decades.
3. When you go to his modest three-bed two-bath house, you’re going to be drinking Folgers instead of Starbucks. And if you need a lift, well, you’re going to get a ride in his ten-year-old economy sedan. And if you think that makes him cheap, ask him if he cares. (He doesn’t.)
4. He pays off his credit cards in full every month. He’s smart enough to understand that if he can’t afford to pay cash for something, then he can’t afford it.
5. He realized early on that money does not buy happiness. If you’re looking for nirvana, you need to focus on attaining financial freedom.
6. He never forgets that financial freedom is a state of mind that comes from being debt free. Best of all, it can be attained regardless of your income level.
7. He knows that getting a second job not only increases the size of your bank account quicker but it also keeps you busy – and being busy makes it difficult to spend what you already have.
8. He understands that money is like a toddler; it is incapable of managing itself. After all, you can’t expect your money to grow and mature as it should without some form of credible money management.
9. He’s a big believer in paying yourself first. Paying yourself first is an essential tenet of personal finance and a great way to build your savings and instill financial discipline.
10. Although it’s possible to get rich if you spend your life making a living doing something you don’t enjoy, he wonders why you do. Life is too short.
11. He knows that failing to plan is the same as planning to fail. He also knows that the few millionaires that reached that milestone without a plan got there only because of dumb luck. It’s not enough to simply declare that you want to be financially free.
12. When it came time to set his savings goals, he wasn’t afraid to think big. Financial success demands that you have a vision that is significantly larger than you can currently deliver upon.
13. Over time, he found out that hard work can often help make up for a lot of financial mistakes – and you will make financial mistakes.
14. He realizes that stuff happens, that’s why you’re a fool if you don’t insure yourself against risk. Remember that the potential for bankruptcy is always just around the corner and can be triggered from multiple sources: the death of the family’s key bread winner, divorce, or disability that leads to a loss of work.
15. He understands that time is an ally of the young. He was fortunate enough to begin saving in his twenties so he could take maximum advantage of the power of compounding interest on his nest egg.
16. He knows that you can’t spend what you don’t see. You should use automatic paycheck deductions to build up your retirement and other savings accounts. As your salary increases you can painlessly increase the size of those deductions.
17. Even though he has a job that he loves, he doesn’t have to work anymore because everything he owns is paid for – and has been for years.
18. He’s not impressed that you drive an over-priced luxury car and live in a McMansion that’s two sizes too big for your family of four.
19. After six months of asking, he finally quit waiting for you to return his pruning shears. He broke down and bought himself a new pair last month. There’s no hard feelings though; he can afford it.
So that’s it. Now you know what your millionaire neighbor won’t tell you. You can also as well learn about your future by getting a psychic session from psychic readings charlotte nc.
